citizens national bank texas

Give us a call today to speak with a live Customer Service Representative. Learn More Contact Us Email or call a Citizens Bank representative today! Free standard single checks, just pay $8 shipping. These forward-looking statements may be identified by reference to future period(s) or by the use of forward-looking terminology, such as anticipate, estimate, expect, foresee, may, might, will, would, could or intend, future or conditional verb tenses, and variations or negatives of such terms. About Us | Example: 301 E. Main Street Kilgore TX 75662. Additional Information and Where to Find It. Regulators wanted a private company to take over First Republic to avoid the FDIC taking on too much debt, and that requirement "may have precluded other regional bank bidders from making the math work as well as it does for JPM," Ken Usdin, equity analyst for Jeffries, said in a note Monday. 1110 Clements Street, Brownwood, TX 76801, 3802 Highway 377 South, Brownwood, TX 76801, Citizens National Bank at Brownwood Brownwood, Citizens National Bank at Brownwood Brownwood branch, Farmers and Merchants Bank Brownwood - Early. Citizens National Bank Brownwood, Texas Citizens National Bank: Ph: (325) 643-3545 eMail: Checking We offer a variety of Personal Checking and Business Checking Accounts to meet your needs LEARN MORE Savings We offer a variety of interest bearing Savings Accounts to meet your needs. We'll waive the monthly maintenance fee when you either: Make $5,000 in total deposits to your primary checking each statement periodORMaintain $25,000 in monthly combined deposits and investments, Maintain $200,000 in combined deposits and investments to qualify. Use our mortgage calculators to help you make the right decision. Our bank routing number. The transaction is expected to close during the first quarter of 2022. NOTICE: Each depositor is insured in the amount of $250,000.00 for each account ownership. Citizens National Bank has 11 physical branches across the U.S. Save more with these rates that beat the National Average. Texas Citizens Bancorp, Inc. is a bank holding company and the parent company of Texas Citizens Bank, a national banking association that offers a full range of banking products and services from six full-service branch locations located in the Houston, Texas market area. Copies of the Proxy Statement-Prospectus can also be obtained, when it becomes available, free of charge, by directing a request to Business First Bancshares, Inc., 500 Laurel Street, Suite 101, Baton Rouge, LA 70801, Attention: Corporate Secretary, Telephone: 225-248-7600 or to Texas Citizens Bancorp, Inc., 4949 Fairmont Parkway, Pasadena, TX 77505, Attention: Chairman and Chief Executive Officer, Telephone: 713.948.5727. Business First, Texas Citizens and certain of their directors, executive officers and employees may be deemed to be participants in the solicitation of proxies from the shareholders of Texas Citizens in connection with the Proposed Transaction. 8U.S. Commercial banking services include commercial loans and letters of credit, working capital lines and equipment financing, and treasury management services. My e-Statements | 4Non-Citizens ATM owners may charge a fee. Control Congress needs to make major reforms to fix a broken banking system.". There is no fee for Savings Overdraft Transfer Plan. Freeze Your Card With the New CNB App. Home Personal Banking Loan Options Loan Options Life's larger expenses happen. "This acquisition modestly benefits our company overall, it is accretive to shareholders, it helps further advance our wealth strategy and it is complementary to our existing franchise," he said, noting that 800 JPMorgan employees worked around the clock to complete the transaction. Without the deal, the FDIC would have needed to assume all of First Republic's debt. Compare Our Personal Checking Accounts | Citizens National Bank | Texas | Round Rock, Cedar Park, Pflugerville, Taylor Compare Our Accounts Best For Account Features Monthly Account Maintenance Fee Free Online & Mobile Banking Access Free Debit Card Minimum Opening Deposit Simplified Checking Regular Checking Open Account Learn More First Republic has 84 branches across eight states: California, Connecticut, Florida, Massachusetts, New York, Oregon, Washington and Wyoming. Citizens Peace of Mind gives you additional time to fund your account and reverse overdraft fees. This press release does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval with respect to the Proposed Transaction. App Store is a service mark of Apple Inc. Android and Google Play are trademarks of Google Inc. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Our Loan Officers are only a phone call away if you need help. Whenever you are ready, CNB is here for you. As a customer of Citizens National Bank, you can be confident that your banking experience will be everything that you expect from the best. As of September 30, 2021, Business First had total assets of $4.4 billion, total loans of $3.1 billion, total deposits of $3.8 billion and total shareholders equity of $430.2 million, compared to Texas Citizens estimated $516.9 million in total assets, $365.7 million in total loans, $452.0 million in total deposits and $34.6 million in common shareholders equity. Manage Accounts: With online banking, you can check your balance and account activity, search your payment history, place stop payment requests and more. Copyright 2023 CBS Interactive Inc. All rights reserved. | Locations, 972-938-4300 The $12 transfer fee per day for Overdraft Line of Credit Plan is waived for Student Checking, Citizens EverValue Checking, Citizens Quest Checking, and Citizens Private Client Checking. The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. Any forward-looking statement speaks only as of the date of this press release, and neither Business First nor Texas Citizens undertake any obligation, and each specifically declines any obligation, to revise or update these forward-looking statements, whether as a result of new information, future developments or otherwise. Other relevant risk factors may be detailed from time to time in Business Firsts press releases and filings with the Securities and Exchange Commission (SEC). Year = ' '+yyyy; When you have completed the application, click submit and your information will be reviewed. Click the link below if you wish to order checks for yourself. Free standard single checks. Whatever your goals are, we can help you find ways to live in the moment and still save for tomorrow. $499.99 or below $10.00, $500.00 $999.99 $9.00. So, we added Citizens Peace of Mind3 to your checking account to help you avoid the costs of unexpected overdrafts. Takeover talks continued all weekend in the hope a deal could be struck before U.S. stock markets opened Monday. Login to My Account | $4 discount on all other available styles, 20% discount on safety deposit box rental, $1,000.00 minimum balance required to avoid a monthly service charge. A discussion with a Citizens Banker who will work with you to ensure you are made ready to address all of your financial priorities. Write VOID in large letters in ink across the check, covering most lines so that nothing else can be written in on the check. News provided by The Associated Press. First Republic has $229 billion in assets, making it the second-biggest bank to collapse in U.S. history after the 2008 failure of Washington Mutual . Unfortunately, we are currently unable to find savings account that fit your criteria. Citizens National Bank ranks as a small bank with assets totaling $402 million and deposits totaling $357 million. 110 S. Mays St. 5Citizens offers two overdraft plans- Savings Overdraft Transfer Plan and Overdraft Line of Credit. Online Banking Citizens Bank Online Banking Online banking makes handling your everyday banking needs easier than ever. Obtaining a checking account with no monthly fee as well as a savings account with a high interest rate at the same institution is your best option for accruing the most income from your deposits while having convenient access to your money. Login to My Account| My e-Statements| Contact Us| Locations 972-938-4300 Please note that we are continuing to take extra precautions to protect the health of our customers and employees. The FDICestimatedthe cost to the Deposit Insurance Fund at about $13 billion; by comparison, SVB's failure resulted in a $20 billion hit. Mr. Hingle has 39 years of banking experience and has spent the last 12 with b1BANK, during which he has served in various capacities, including market president, regional president and chief credit officer. Business Checking Accounts Small Business Checking You can manage all of your banking from anywhere you have internet access. Congress needs to make major reforms to fix a broken banking system. checking or savings account required to use Zelle. The government's move to assume control of First Republic came one week after it disclosed that customers hadwithdrawn more than $100 billionfollowing SVB's collapse. Website Privacy Policy | . The $30 Annual Fee on Overdraft Line of Credit is waived for Student Checking, Citizens EverValue Checking, Citizens Quest Checking, and Citizens Private Client Checking. We understand that it can be hard to know where to start when it comes to your finances. Citizens National Bank's one-year CD earns at a rate of 0.70%, while its highest-yielding money market account earns at an APY of 0.10%. Texas Citizens Bancorp, Inc. is a bank holding company and the parent company of Texas Citizens Bank, a national banking association that offers a full range of banking products and services from six full-service branch locations located in the Houston, Texas market area. Free copies of the Proxy Statement-Prospectus, as well as other filings containing information about Business First, may be obtained at the SECs Internet site (www.sec.gov), when they are filed by Business First. "You need large, successful banks. Rates and rewards are variable and may change after account is opened. You can always call 1-866-690-BANK (2265) to access your account information or any of our locations listed below for assistance. Citizens National Bank at Brownwood Brownwood branch is one of the 2 offices of the bank and has been serving the financial needs of their customers in Brownwood, Brown county, Texas for over 27 years. One-Time Checkup with a Financial Advisor. Its safe, secure and easy. Credit approval is required. Brownwood office is located at 401 West Commerce, Brownwood. Statements in this press release may not be based on historical facts and may be forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Live Personal Bankers 2023 Citizens National Bank of Texas Equal Housing Lender Member FDIC. We offer Conventional, FHA, VA, Rural Development and Jumbo loans. Citizens is a brand name of Citizens Bank, N.A. Locations in Burleson, Cedar Hill . Rates and APYs accurate as of March 23, 2023. Businesses, big and small, are the lifeblood of our communities. Loan Options - Citizens National Bank When you need us, we can help Let us help you take advantage of opportunities with loans tailored to your needs. Mortgages are offered and originated by Citizens Bank, N.A. There are no guarantees that working with an adviser will yield positive returns. Call: 1 (800) 264-4274. First Republic Bank seized by regulators, then sold to JPMorgan Chase, First Republic teeters on collapse as FDIC circles troubled bank, Bill would require clawback of compensation from executives of failed banks, Fed calls SVB's failure a "textbook case of bank mismanagement". Texas Citizens Banks Chairman and CEO Duncan Stewart will join b1BANK and will serve as chairman, Houston region, leading business development efforts. Personal guidance on your account. But a deposit of cash, a Citizens check, or an electronic funds transfer will generally be available to cover the transactions. I have been a customer of Citizen's National Bank Pflugerville Branch since 2006 and my experience with CNB has been above and beyond. The significant efforts of our team toward strengthening our institution have resulted in the OCC recently lifting the Formal Agreement. These forward-looking statements include, without limitation, statements relating to (i) the expected impact of the proposed transaction between Business First and Texas Citizens (the Proposed Transaction) on the combined entities operations, financial condition, and financial results, (ii) expectations regarding the ability of Business First to successfully integrate the combined businesses, and (iii) the amount of cost savings and other benefits that are expected to be realized as a result of the Proposed Transaction. Established in 1900, Citizens National Bank has assets totaling $402 million as well as deposits totaling $357 million, which makes the institution a small bank. Market data provided by ICE Data Services. Citizens National Bank unfortunately does not reimburse out-of-network ATM charges, meaning you will be required to locate a Citizens National Bank ATM or accept the cost of withdrawal. Business Online Banking | Citizens National Bank | Texas | Round Rock, Cedar Park, Pflugerville, Taylor Business Online Banking Take branch visits off your busy schedule and manage company funds anywhere, anytime on nearly any device. Important Disclosures Regarding Deposit Insurance on Non-Interest-Bearing Transaction Accounts. Just incredible service. Hollywood writers going on strike over fair pay in streaming era, Fish contaminated with "forever chemicals" found in nearly every state, Missing teens may be among 7 bodies found in Oklahoma, authorities say, Gordon Lightfoot, "Wreck of the Edmund Fitzgerald" singer, dies at 84, CBS News Poll: How GOP primary race could be Trump v. Trump fatigue, At least 6 dead after dust storm causes massive pile-up on Illinois highway, Oklahoma governor signs gender-affirming care ban for kids, U.S. tracking high-altitude balloon first spotted off Hawaii, Bob Lee died from three stab wounds, medical examiner says, First Republic Bank assets sold to JP Morgan Chase, Jill Schlesinger discusses fate of First Republic Bank and lessons from Silicon Valley Bank. Shareholders are urged to read the Registration Statement and the Proxy Statement-Prospectus regarding the Proposed Transaction carefully and in their entirety when they become available and any other relevant documents filed with the SEC by Business First, as well as any amendments or supplements to those documents, because they will contain important information about the Proposed Transaction. Citizens gives you tools that make it easy, such as Online and Mobile Banking, and account alerts. Regulators seized control of First Republic Bank on Monday and accepted a bid from JPMorgan Chase for virtually all of the lender's assets. Business First Bancshares, Inc. (Business First) (Nasdaq: BFST), the holding company for b1BANK, and Texas Citizens Bancorp, Inc. (Texas Citizens) today jointly announced the signing of a definitive agreement under which Business First will acquire Texas Citizens and its wholly owned bank subsidiary, Texas Citizens Bank, National Association. Citizens National Bank does not have the best savings rate, which means you should consider looking elsewhere for banks that deliver more return for your money. Brownwood, Texas 76801. CNB of Texas business bankers' first responsibility is to listen to your needs. For additional information regarding the transaction, an Investor Presentation has been filed with the Security and Exchange Commission (SEC) and may be accessed, at no charge, on the SECs website at www.sec.gov and at BFSTs website at www.b1BANK.com. Balance Fee, Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $0.15 per item. SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. Have More Questions? Play Video Raise Your Spending Limit With the New CNB App. Mistakes happen we know; were people too! This schedule helps you determine when a deposit you make will increase your available balance. b1BANK will NEVER contact a customer by phone or email and ask for passwords, account numbers, or personal information. document.write(Year); Citizens National Bank's safe deposit boxes relieve you from ever worrying about misplacing your valuables. You are about to follow a link to [Link]. In connection with the Proposed Transaction, Business First will file with the SEC a registration statement on Form S-4 (the Registration Statement) that will include a proxy statement of Texas Citizens and a prospectus of Business First (the Proxy Statement-Prospectus), and Business First may file with the SEC other relevant documents concerning the Proposed Transaction. 9No Overdraft Fee will be charged on any overdraft item of $5 or less, including ATM and debit card overdrafts if you are enrolled in Debit Card Overdraft Coverage, or when your account is overdrawn and the total overdrawn amount at the end of the same business day is $5 or less. P.O. At the end of the fourth quarter of 2022, theDIF had $128 billion in reserve. Please change your search criteria and try again. Visa is a registered trademark of Visa International Service Association. Email the Bank. The first step is to ask your employer for a direct deposit form or Citizens provides a pre-filled form through Online Banking under Account Details. See Location Details. Additionally, Citizens National Bank is FDIC-insured, meaning that your money is insured up to $250,000, even in the event of bank failure. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. CITIZENS NATIONAL BANK OF CROSBYTON HEAD OFFICE Branch Name:Head Office Service Type:Full Service Office State & County:Texas - Crosby City or Town:Crosbyton Zip Code:79322 Phone Number: Office Address:202 West Main Street, Crosbyton, TX 79322 Edit BRANCH LOCATION 202 W Main St, Crosbyton, TX 79322 Get Driving Directions OFFICE DETAILS Your branch address. For information on our Funds Availability Policy, please visit citizensbank.com/overdraft or see your Personal Deposit Account Agreement. SmartAssets services are limited to referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching platform based on information gathered from users through our online questionnaire. No reviews about the branch yet. Contact Us CNB of Texas Mortgage is committed to helping you find the right mortgage product for you. A Citizens National Bank of Texas Loan Officer will follow up to answer your questions. Get in touch with our friendly loan professionals and find a loan that's right for you. These factors, include, but are not limited to, the ability to obtain regulatory approvals and meet other closing conditions required to complete the Proposed Transaction, including necessary approvals by shareholders of Texas Citizens, on the expected terms and schedule, delay in closing the Proposed Transaction, difficulties and delays in integrating the Texas Citizens businesses or fully realizing cost savings from and other anticipated benefits of the Proposed Transaction, business disruption during and following the Proposed Transaction, changes in interest rates and capital markets, inflation, customer acceptance of the combined businesss products and services, and other risk factors. If your account is overdrawn, you have up until 10:00 PM ET the following business day (e.g., if your account is overdrawn at the end of the day Monday, you have until 10:00 PM ET Tuesday) to deposit enough funds to cover all of the overdraft items (minus the fees), and any additional transactions that post to the account that day. Get more answers in our Full FAQs section. What to Expect Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. Federal officials from the FDIC, Treasury Department and Federal Reserve held private talks with other banks on Friday hoping to find a bailout plan for First Republic, Reutersreported, but no private rescue materialized. FDIC officials then accepted a bid from JPMorgan "to assume all deposits, including all uninsured deposits, and substantially all assets of First Republic Bank," the DFPI said. Business First Bancshares, Inc. (Business First) (Nasdaq: BFST), the holding company for b1BANK, and Texas Citizens Bancorp, Inc. (Texas Citizens) today jointly announced the signing of a definitive agreement under which Business First will acquire Texas Citizens and its wholly owned bank subsidiary, Texas Citizens Bank, National Association. Citizens National Bank is committed to the safety of our customers, employees, and communities. My e-Statements | No automated bots, no call centers. When a component rating is unavailable, the overall rating is calculated as an average of the remaining available ratings. 2IMPORTANT DETAILS ON OVERDRAFT COVERAGE: When we pay a transaction that overdraws your account, we will charge you an Overdraft Fee of $35 per item paid. For example, some deposits types such as checks drawn on a bank other than Citizens, even if made by 10:00 PM ET the next business day, are not available to cover transactions that day. $4.00 discount on all other available styles. You will also be able to obtain these documents, when they are filed, free of charge, from Business First at www.b1BANK.com. Citizens National Bank at Brownwood Brownwood branch operates as a full service brick and mortar office. Visit us at over 1,000 branches and over 3,000 ATMs, many of which include our Citizens Virtual Assistant where you can speak with a live person. By signing up for e-statements, you will be able to get your statements sooner and securely view, print and download your statements. 10Citizens Zero Liability policy covers U.S.-issued cards only. Your checking account number. For example, we typically do not pay overdrafts if your account is not in good standing or if the overdraft amount is excessive. Brownwood office is located at 401 West Commerce, Brownwood. Dimon dismissed concerns about JPMorgan's size, saying the U.S. needs big financial institutions as much as it needs small and regional lenders. Email or call a Citizens Bank representative today! Member FDIC. That made it more vulnerable to a bank run as customers rushed to transfer their money elsewhere. Since 1985 Citizens National Bank has been helping our customers buy, build, or refinance their homes. All deposits are subject to our Funds Availability schedule. Free copies of these documents may be obtained as described in the preceding paragraph. Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $1.00. the combined institution is expected to have total consolidated assets of approximately $4.9 billion. Citizens National Bank | Personal & Business Banking Building rewarding relationships. As with its San Francisco neighbor Silicon Valley Bank, First Republic had many affluent account holders with deposits exceeding the $250,000 limit guaranteed by the FDIC. Still have questions? Citizens National Bank's mobile app allows you to manage your accounts by reviewing current statements, sending and receiving money as well as reaching support representatives. My e-Statements | Citizens National Bank of Texas - Since 1868 Business Online Banking Mobile Banking Locations About Us Apple Pay Now Available! Member FDIC (NMLS ID# 433960). Get more answers in our Full FAQs section. Following the completion of the transaction, former Texas Citizens shareholders will own approximately 9.7 percent of the combined company. This partnership with Texas Citizens Bank, by moving us a little farther down I-10 into the Houston market, is an opportunity for us to accelerate our transition into a regional institution, said Jude Melville, president and CEO of Business First. / MoneyWatch. Site Map | Learn how to manage overdrafts and avoid fees by viewing ourOverdraft Choices. First Republic has $229 billion in assets, making it the second-biggest bank to collapse in U.S. history after the 2008 failure of Washington Mutual, which at the time had roughly $307 billion and also was sold to JPMorgan. www.cnboftexas.com, Login to My Account | You can also contact the bank by calling the branch phone number at 325-646-5151. How do I set up direct deposit and what kind of information is required? More complex businesses benefit from this accounts low $12 monthly fee because it applies an earnings credit to your average collected balance less reserve requirements to offset any per item fees. Citizens National Bank of Texas. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest.

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